Professional certification, compliance training, and trade association membership designed to help you build, grow, and scale a successful credit business.
Certification
Compliance
Membership
Growth
Credibility
To earn the Credit Business Association (CBA) designation, you must complete an online multiple-choice exam based on our training materials.
You’ll need a computer with high-speed internet. You have 80 minutes to complete the 70-question exam. Results are provided immediately, and a 75% score is required to pass.
A signed certificate is delivered within 10–15 days by mail, or within 10 days by email if you choose the digital version.
You receive a respected certification from a non-profit trade association.
Private online & email helpdesk with advanced strategies and ongoing member support.
Establish credibility and professional authority in the credit score industry.
Learn FICO, VANTAGE, and other scoring systems to become a specialist.
Strengthen and grow your credit repair business.
Access a professional network to solve client-specific challenges.
Stay updated with the latest credit industry news and changes.
Recommendations for low-cost business software.
Inclusion in the online A-List Credit Business Association Directory.
Exclusive discounts on credit software and marketing services.
Private Facebook group access for support and networking.
Gain a competitive edge and stand out in the marketplace.
Authorization to use the CBA logo on business cards, websites, and promotions.
Increased recognition and professional visibility.
Perfect for sales professionals using third-party credit repair services.
We offer two certifications. The Credit Business Association (CBA) is our main certification. The Certified Credit Score Consultant (CSCC) is a supplemental certification.
CSCC goes deeper into FICO and credit scoring concepts. You cannot obtain the FICO-based certification without completing the CBA first.
We strongly recommend both certifications as they position you as both a general credit authority and a score specialist.
The higher-priced packages include: 1-on-1 coaching, credit software, and website services.
No. You do not need special software to begin.
Software can help once your business grows, but it cannot think for you or pull credit reports.
We prefer members learn the process manually first so they fully understand credit repair before using automation.
No. Certification is not legally required.
However, clients increasingly ask if you are certified, part of an association, and committed to ethical standards.
Certification builds trust and credibility.
Yes. You do not need to add additional users at signup.
You may add employees or partners anytime while your membership is active.
Each added user can become certified under your company.
$29 per year for the primary member.
$19.95 per year for each additional user.
Online access to PDF manuals, audio, video, and supplemental credit score materials. Includes a non-proctored online exam.
All materials can be downloaded or printed. Manuals are available inside your member dashboard after registration.
Membership dashboard includes tools, directory profile, upgrades, and resources. The Consultant Help Desk provides ticket-based or paid coaching support.
Start immediately after payment. Exams are available in your dashboard. Only Adobe Reader and YouTube access are required.
75-question exam (CBA) and 50-question credit score exam. Passing score: 75%. Four attempts included with instant results.
Additional attempts available for as low as $10 or $30 if the passing score is not achieved.
Courses must be completed within one year. Most students finish in 20 hours or less.
If using PayPal or e-check, processing occurs after funds clear (3–5 days). Enter the program name during payment.
Launch a high-converting, professionally designed website tailored for
Credit Business Association members.
You may purchase this website even if you are signing up as a new member.
